Friday, 27 January 2012

DO WE REALLY WANT TO SPEND ANYTHING NOW?

I have an inbox full of emails entreating me to "hurry - offer ends soon" or "20% off until Sunday", or worse, "free delivery when you spend over £40" and I've just realised today that I am "offer weary" - I'm just not responding with any enthusiasm. Why is this? Well, I do have that "hard up new year feeling", not with any real reason, but I am really noticing how high prices of just about everything are, and it's just a cynical con.
Retailers are bumping up the price of everything (new stock as well as sale items) so that at some point they can tempt us (or so they think) with 50% off deals, to try to make us believe we are actually getting a bargain.
I've always been a shopper who thinks about the quality of an item, how long it's likely to last and whether the price reflects any of that, but I'm even more likely now to look at something I need to buy and make a judgement about whether it's actually worth the price!
The email that reminded me of this was from a large department store urging me to check out its weekly offers - and I did click the link which took me to the front page of the website - a man's scarf took my eye - it was "normally" (whatever that is) £15 and is now on offer for a limited time, at £4.99. Reading the decription of the scarf, the material it was made from etc., I would estimate that, in my judgement, that scarf was really only worth £6-7 anyway. So in that particular case, if I really needed such an item I might, might, might, buy it. 
But actually nowadays, I'd be much more likely to hunt out a better quality item made from higher quality materials and pay around £10-£12 for it - whatever "designer" brand it was (or wasn't). I would have researched available scarves, prices, delivery costs, available discount codes and whether I could buy through a cashback website. 
In other words, it's not a spur of the moment purchase, it's one I've considered, researched and made a judgement on.

Sunday, 22 January 2012

EAT WELL, EAT CHEAPER, EAT IN SEASON

I couldn't resist passing this great seasonal fruit and veg guide on to you. The Co-Op have a great interactive seasonal fruit and vegetable wheel which is so useful to us.  You can see at once month by month, on the wheel, which are in season or you can select the fruit or vegetable by clicking on it in the side panel and then you will be shown on the wheel when those are in season - clever! 
Also on the page is a pdf poster offered in 3 sizes for you to print out and keep for reference.

Wednesday, 18 January 2012

GET READY FOR VALENTINE'S DAY!


It's not too long until February the 14th, Valentine's day- so if you are thinking of making something heart-shaped, here are 54 free Valentine craft ideas to get you thinking.
There are heart-shaped gifts, jewellery, crochet, craft and sewing patterns and much, much more!

Saturday, 7 January 2012

HAPPY NEW YEAR!

Happy New Year to all you frugal people (and everyone else of course) and I hope the new year finds you not too badly in debt after the Christmas festivities! If you've already made frugal New Year resolutions - then I salute you - I'm still considering mine! 
I think I may just carry on like last year, but here is what I'm thinking for the coming year:

  • I won't borrow money (actually I haven't for years- I've gone without or saved for what I needed) - other people's money is expensive.
  • I will try to save more.
  • I will pay more attention to the money I do have - check interest rates at least once a year and move, move, move my savings if I can find better.
  • I will up my income - find more work, sell more stuff on Ebay, use whatever skills I have to earn extra cash.
  • I will compare prices on everything I have to spend money on.
  • I will buy well, not often and do my research before spending anything
  • I will cook more, plan better and buy my groceries smarter.
  • I will take more time to enjoy my hobbies!
Oh dear, that's quite a lot for someone who wasn't going to make any resolutions- but I'll try to keep to them - that's the main thing!
Let me know if you have any good ideas for frugal New Year resolutions!